Terms of Service


Wisdom provides its members with access to healthcare professionals who believe in a holistic approach to wellness. These professionals include individuals who practice in a wide range of areas of wellness including primary care, functional medicine, nutrition, and health coaching.  Wisdom works with the members to identify the appropriate providers for the individual member’s needs and provides the member with a wellness coach to assist the member in his or her journey.  




  • Membership Fees. The monthly membership fee is $149 (“Membership Fee”).  The first payment is due and payable in full upon enrollment. Membership Fees are nonrefundable.     

  • Services.  The Membership Fee includes one monthly visits with a contracted provider and services from a health coach.  Wisdom contracted providers may recommend services not covered by the Membership Fee including specialty services, diagnostic tests, lab work, supplements, etc., which will be the sole responsibility of Member.  Wisdom will not be responsible for any medical bills or charges beyond the provider and health coach visits. 



  • Independent Providers.   Wisdom is not a healthcare provider.  Wisdom contracts with healthcare providers to provide services to Member.  Providers are independently and individually responsible for all care provided to Member. Notwithstanding the integrated nature of the services, providers retain full and free discretion to, and shall exercise their best judgment on Member’s behalf with respect to services provided to Member. 

  • Health Insurance.  Wisdom is not an insurance program.  This Agreement is not health insurance and does not meet any individual health insurance mandate that may be required by state or federal law.  If you have insurance, services provided by individual providers may be covered by your insurance plan. It is your responsibility to know and understand the benefits of your insurance policies.  Wisdom makes no representation or guarantee that any services received from Wisdom contracted providers will be covered by insurance. Wisdom does not participate in or bill any insurance plans for its Services, and you are solely responsible for the Membership Fee or other charges by Wisdom.  By enrolling in Wisdom, Member certifies that Member is not covered by Medicare, Medicaid, or any other federally funded health benefit plan and that Member will not seek reimbursement for any expenses under this Agreement or by Wisdom contracted providers from a state or federally funded healthcare program.

  • Term. Wisdom, in its sole discretion, may not Accept this Agreement and return your payment to you at any time prior to your initial exam.  If Wisdom accepts this Agreement, the term of the Agreement will begin on the date your Membership Fee was received and continue on a month-to-month basis, unless terminated as provided in Section 6.

  • Termination. Either party may termination this Agreement, with or without cause, upon 14 days’ prior written notice.  In addition, Wisdom may terminate this Agreement effective immediately upon the occurrence of any of the following: (i) Member becomes covered by a federally funded health benefit program, or  (ii) Member behaves in a manner that creates a danger of harm to a Wisdom provider or other member. Upon termination, you will be entitled to the Services until the effective date of the termination.  

  • Privacy and Confidentiality.  Wisdom and its providers will maintain records of the services provided to you.  Such records are subject to state and federal privacy and confidentiality laws pertaining to medical information.

  • Electronic Communication.  By providing Your email address, You agree to receive electronic communication via email.  

  • Change in Law. The terms of this Agreement may be waived, amended, modified or supplemented without the consent of Member, in order to meet applicable local, state or federal statutory or regulatory requirements or to comply with a Change in Law (as defined herein).  As used herein, “Change in Law” shall mean:  (a) any legislation enacted by the federal or any state or local government; (b) any governmental agency law, rule, regulation, guideline or interpretation of a previously enacted law, rule, regulation or guideline; (c) any judicial or administrative order, decree or decision; or (d) any interpretation of (a), (b), or (c) above that may in the sole discretion of Wisdom place either party to this Agreement in jeopardy of being in violation of law.  

  • Modification.  Except as otherwise provided herein, no modification of this Agreement shall be valid unless it is in writing and is signed by all of the parties.

  • Integration.  This Agreement is the entire agreement between the parties.  There are no promises, terms, conditions, or obligations other than those contained herein.  This Agreement shall supersede all prior communications, representations, and agreements, oral or written, of the parties.  

  • Severability.  The invalidity of any term or provision of this Agreement shall not affect the validity of any other provisions.

  • Governing Law.  This Agreement shall be interpreted and enforced according to the laws of the State of Oregon.

  • Arbitration.  All disputes, claims, or controversies between the parties regarding this Agreement shall be submitted to binding arbitration.  (As used in this Section, the phrase “all disputes, claims, or controversies” is to be given its broadest meaning and shall include, but not be limited to, any claim involving an alleged violation of a Provider’s civil rights under any state or federal statue or claim arising under a state or federal act covering disabled individuals or laws or regulations of a similar nature.)  An aggrieved party shall submit the dispute to binding arbitration in Clackamas County, Oregon in accordance with the rules of the Arbitration Service of Portland, Inc.  The arbitration shall be conducted by a single arbitrator, the cost of which shall be shared equally by the parties.  Judgment on any arbitration award may be entered in any court of competent jurisdiction.  The prevailing party in such arbitration may, as part of the arbitrators’ decision, be awarded their costs and attorney’s fees.